Who Gets What, When
Beneficiary designations, distribution ages, conditions that have to be met. The actual plan for your assets.
You Paid $15k for That Trust
Be honest. It's in a binder somewhere. You signed it, your attorney explained it, and now it's been three years and you couldn't explain it to your spouse if you tried. No shame—it's written for lawyers, not you. Let's fix that without paying $500/hour to have it explained again.
Plain English
No legalese
Key Details
Who gets what, when
Smart Questions
For your attorney
Drop in your trust, will, powers of attorney—the whole binder if you want. We read through the legalese and tell you what it actually means in plain English.
Step 01
Trust documents, wills, powers of attorney, healthcare directives. Encrypted, secure, never shared. We're not in the document business.
Step 02
Who are your beneficiaries? What are the distribution rules? Who's in charge if something happens to you? We extract the answers.
Step 03
Plain-English breakdown of your estate plan, plus smart questions to ask your attorney at your next meeting.
Your estate documents contain critical information about your family's future. Here's what we pull out and explain.
Beneficiary designations, distribution ages, conditions that have to be met. The actual plan for your assets.
Trustees, executors, successors. Who makes decisions if something happens—and who's the backup.
Does your trust protect assets from your kids' creditors? Divorcing spouses? Lawsuits? We find out.
Estate tax exemptions, marital trusts, generation-skipping provisions. The money stuff.
Common documents that aren't in your binder. Healthcare directive? Financial POA? We'll flag what's absent.
Smart, specific questions to ask your attorney. Not 'can you explain my trust?'—actual questions.
That whole life policy you bought 10 years ago—do you know what you're actually paying? Upload it and we'll show you the hidden fees, how it compares to market rates, and whether restructuring makes sense.
Step 01
Life insurance, disability, long-term care, annuities—we analyze them all. Encrypted storage, never shared.
Step 02
Mortality charges, administrative fees, surrender penalties. We itemize every cost buried in the fine print.
Step 03
Are you in the 20th percentile or the 80th? See how your policy costs stack up against current market rates.
Decision support
A review is a reality check. The goal is to see what is current, what is missing, and what should be discussed with your attorney.
Related resources
Tie document clarity to storage, sharing, and family governance.
Feature
Store, classify, and share estate documents securely.
Resource
A fast way to find gaps before you call your attorney.
Tool
Define the values and decision rules behind the plan.
Concierge
Ask plain-English questions about trusts and policies.
Important Estate Planning Information
X1 Estate Planning tools extract and summarize information from your documents to help you understand them. They do not provide legal advice or substitute for review by a qualified estate planning attorney. All estate planning decisions should be made with the guidance of licensed legal professionals.
X1 Wealth, Inc. is a financial technology company, not a registered investment advisor, CPA firm, or law firm. Our tools provide educational information and should not be construed as personalized financial, tax, or legal advice.
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