WealthTrusts, wills, powers of attorney, and policies are difficult to revisit after the signing meeting. X1 organizes what you have, explains the material provisions in plain language, and cites the source behind each question for your attorney.
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The trust names Casey as successor. The household note says Casey is no longer willing to serve.
For your attorney
Ask your attorney how to name a willing successor.
Read the example and its sourcesStart with the estate documents you already have. See what they say, check the passages behind each question, and prepare for your next attorney conversation.
Gather your current trust, will, powers of attorney, healthcare directives, and amendments. Only upload documents you are authorized to use.
See who inherits, who makes decisions, and which provisions need a closer look. Follow the source passages behind the review.
Bring specific questions to your attorney. See what the documents confirm and what still needs an answer.
Fictional example written to explain the review. Not a customer result or an automated X1 report.
The trust names Casey as successor. The household note says Casey is no longer willing to serve.
Next step
Ask your attorney how to name a willing successor.
Your attorney still needs to confirm the current appointment's legal effect.
Trust excerpt, section 2
If the acting trustee cannot serve, Casey Rowan shall serve as successor trustee.
Household note
Casey told us they are no longer willing to serve. We have not discussed another successor with our attorney.
The schedule lists the residence as intended for the trust. No recorded deed was supplied in this example.
Next step
Find the current deed and ask your attorney to confirm ownership.
A missing deed does not prove the trust is unfunded.
Asset schedule
Property intended for the trust: the household residence.
Open the sources to read all the material used in this example. These excerpts are not a complete estate plan, a legal template, or legal advice.
See the provisions that determine who receives what, who has authority, what protections apply, and which questions need an attorney's judgment.
Beneficiary designations, distribution ages, conditions that have to be met. The actual plan for your assets.
Trustees, executors, successors. See who makes decisions if something happens and who is named as the backup.
Locate and cite the clauses that address creditors, divorcing spouses, and lawsuits. Surface unclear protection language for counsel to verify.
Review estate-tax references, marital trusts, portability, and generation-skipping provisions against the document and current planning questions.
Potential omissions such as a healthcare directive or financial POA are flagged for attorney confirmation, with the reviewed document context kept visible.
Prepare specific, source-backed questions for your attorney instead of asking for another general explanation of the entire trust.
Upload an in-force policy statement to organize the costs, benefits, and assumptions. Use the comparison to prepare questions for a licensed insurance professional.
Organize life insurance, disability, long-term care, and annuity documents in one controlled record.
Mortality charges, administrative fees, surrender penalties. We itemize every cost buried in the fine print.
Are you in the 20th percentile or the 80th? See how your policy costs stack up against current market rates.
Policy Analyst
Insurance policy deep-dive
Northwestern_WL_Policy.pdf
Analysis complete
Design Score
Policy structure quality
Market Comparison
78th percentile (higher cost)
HIDDEN FEES FOUND
RECOMMENDATION
Transfer to ILIT
Remove from estate, keep coverage
A review is a reality check. The goal is to see what is current, what is missing, and what should be discussed with your attorney.
X1 helps you understand existing documents and prepare questions for an attorney. We do not draft legal documents. Review access depends on your X1 plan and permissions.
Review a client's documents, look at a tax return, or organize the records behind your plan.
Compare estate review, tax tools and access, including where X1 fits.
Explore X1 for advisors and the workspace for authorized client reviews.
Review tax documents and prepare questions for your CPA. Tax review is a separate workflow from estate document review.
Store, classify, and share estate documents securely.
A fast way to find gaps before you call your attorney.
Estate tax thresholds and transfer volumes in one place.
Define the values and decision rules behind the plan.
Ask plain-English questions about your trusts and policies, grounded in what Vault extracted.
Important Estate Planning Information
X1 Estate Planning tools extract and summarize information from your documents to help you understand them. They do not provide legal advice or substitute for review by a qualified estate planning attorney. All estate planning decisions should be made with the guidance of licensed legal professionals.
X1 Wealth is a financial technology company, not a registered investment advisor, CPA firm, or law firm. Our tools provide educational information and should not be construed as personalized financial, tax, or legal advice.
Households can start directly with X1, without an advisor invitation. Check pricing and review access, then start with the documents you already have.