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Estate plan review

Know what your estate documents say now.

Trusts, wills, powers of attorney, and policies are difficult to revisit after the signing meeting. X1 organizes what you have, explains the material provisions in plain language, and cites the source behind each question for your attorney.

Plain English

No legalese

Source-cited

Clause and verbatim evidence

Smart Questions

For your attorney

01Estate Plan Review

See the plan in plain language.

Drop in your trust, will, powers of attorney, or the whole binder. X1 organizes the legal language, runs a structured coverage review, and shows the source language behind material questions.

Step 01

Upload Everything

Trust documents, wills, powers of attorney, healthcare directives. Encrypted, secure, never shared. We're not in the document business.

Step 02

We Review the Structure

We extract beneficiaries, distribution rules, and fiduciary roles, then check the structural categories that apply without inventing gaps to fill a checklist.

Step 03

Get a Summary You Can Actually Use

Get a plain-English breakdown, a prioritized issue register, and source-cited questions for your next attorney meeting.

02What You'll Learn

The provisions that shape what happens next.

See the provisions that determine who receives what, who has authority, what protections apply, and which questions need an attorney's judgment.

Who Gets What, When

Beneficiary designations, distribution ages, conditions that have to be met. The actual plan for your assets.

Who's In Charge

Trustees, executors, successors. See who makes decisions if something happens and who is named as the backup.

Protection Language

Locate and cite the clauses that address creditors, divorcing spouses, and lawsuits. Surface unclear protection language for counsel to verify.

Tax Provisions

Review estate-tax references, marital trusts, portability, and generation-skipping provisions against the document and current planning questions.

What's Missing

Potential omissions such as a healthcare directive or financial POA are flagged for attorney confirmation, with the reviewed document context kept visible.

Questions for Next Time

Prepare specific, source-backed questions for your attorney instead of asking for another general explanation of the entire trust.

03Policy Analyst

See what the policy actually costs and covers.

Upload an in-force policy statement to organize the costs, benefits, and assumptions. Use the comparison to prepare questions for a licensed insurance professional.

Step 01

Upload Your Policies

Organize life insurance, disability, long-term care, and annuity documents in one controlled record.

Step 02

See the Hidden Fees

Mortality charges, administrative fees, surrender penalties. We itemize every cost buried in the fine print.

Step 03

Compare to Market

Are you in the 20th percentile or the 80th? See how your policy costs stack up against current market rates.

Decision support

Turn documents into a usable plan

A review is a reality check. The goal is to see what is current, what is missing, and what should be discussed with your attorney.

What estate plan review means here
Estate planning in X1 means understanding what your documents say today and preparing questions for your attorney. We do not draft legal documents.
Decision checklist
  • Do you have the latest signed versions of your trust or will?
  • Are beneficiary forms current and easy to find?
  • Do you know who is named as trustee, executor, and backup?
  • Have there been life changes since the documents were signed?
  • Can your family locate the documents in five minutes?
Questions for your advisor
  • Which document is most out of date based on our current situation?
  • What is the simplest change that would reduce risk the most?
  • Are any assets titled in a way that conflicts with the trust?

Related resources

Make the plan usable

Tie document clarity to storage, sharing, and family governance.

Feature

Vault

Store, classify, and share estate documents securely.

Resource

Estate Plan Review Checklist

A fast way to find gaps before you call your attorney.

Statistics

Wealth Transfer Statistics 2026

Estate tax thresholds and transfer volumes in one place.

Tool

Family Constitution Starter

Define the values and decision rules behind the plan.

Feature

Ask X1

Ask plain-English questions about your trusts and policies, grounded in what Vault extracted.

Important Estate Planning Information

X1 Estate Planning tools extract and summarize information from your documents to help you understand them. They do not provide legal advice or substitute for review by a qualified estate planning attorney. All estate planning decisions should be made with the guidance of licensed legal professionals.

X1 Wealth is a financial technology company, not a registered investment advisor, CPA firm, or law firm. Our tools provide educational information and should not be construed as personalized financial, tax, or legal advice.

Get Started

Start with the plan you already signed.

Start with the documents you already have. X1 will help you prepare the first questions worth reviewing with your attorney.

No credit card required to start

X1 Wealth is financial coordination and planning software built by Lever Wealth LLC. X1 Wealth is not a registered investment adviser.