WealthAn AI family office for complex households
Your businesses, properties, trusts, and family obligations belong in one picture. X1 connects them to the work you do with your professionals, so you don't have to run it all yourself.
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What you own. Who is involved. What needs attention.
Harbor Works · 2025 K-1New document in this exampleA question for your CPA, with the documents ready to review.
Hi Sam,
Can you explain how this K-1 fits the operating agreement, and what it means for our next tax estimate?
You decide what to share. Nothing has been sent.
The next question is ready.
X1 is building a family office that adapts to your household, shaped by your businesses, properties, trusts, obligations, and goals.
The ambition is ongoing attention and coordination around your family. Your professionals and chosen AI agents can contribute to the work, with you in control.
See one piece of that work Explore what you can do with X1The trust, the businesses, the property, and the people belong in one picture. Follow the ownership question through the records around it.
Fictional household. This walkthrough shows how a question could be resolved with your CPA.
Scroll across the map to explore the full household.
Records
12
Levels
4
Needs review
1
Step 1 of 4: See the household before you isolate the issue.
The S corp, the partnership, the rental, the trust, and what sits under each stay in one ownership picture.
Avery household
Representative example
A family trust, two businesses, a rental property, and the accounts and policies connected to them.
Follow Harbor Works below to see how one ownership question reaches the account, the buy-sell policy, and the tax estimate.
X1 doesn't flatten this into one unexplained total. The structure stays visible so each fact has somewhere honest to belong.
Both ownership paths and the account, the policy, and the estimate below the business stay visible together.
Primary ownership path
Avery household / Avery Design Co / Harbor Works LLC
Avery Design Co
60% recorded
Morgan Avery
40% recorded
The operating account, the buy-sell policy, and the Q3 estimate stay in the trace. The question isn't isolated from the records that depend on its answer.
The agreement records ownership. The K-1 allocates income. Your CPA explains how they fit together.
Source 01
Operating agreement
Records Avery Design Co at 60% and Morgan Avery at 40%.
Source 02
2025 partnership K-1
Allocates the year's income 50/50.
Needs your CPA
Ask your CPA to explain the difference. Different figures alone do not establish an error. Nothing changes in the record yet.
In this example, you approve what goes to your CPA. Their reply helps you decide what to update in your household record.
Example CPA reply. No message is sent in this walkthrough.
You approve what goes to your CPA
You choose the recipient and the supporting documents to share.
Your CPA explains the difference
In this example, your CPA explains ownership and income allocation before you confirm the record.
You confirm the record and keep the explanation
The decision, both documents, the partnership, the account, the policy, and the estimate stay together.
Sharing and record changes each need your approval.
Account data, business information, documents, and conversations each bring a different part of your financial life into view.
Connected accounts
QuickBooksBusiness informationGoogle DriveFile sync
DropboxFile sync
SlackContinue work with X1Connection options depend on your account and provider. You choose what to connect and share.
A useful next step starts with the records behind the question. Review the draft and its sources before sharing it with your professional.
One illustrative review within the broader family-office experience.
Hi Sam,
The 2025 K-1 shows a 50/50 income allocation. The operating agreement records 60/40 ownership.
Can you explain the difference and confirm what we should use for the Q3 estimate before September 15?
Morgan
This draft and the two named documents. You review the recipients and contents before anything goes out. This example sends nothing.
Your approval comes before sharing. Your CPA supplies the professional judgment.
The documents, decisions, people, and results stay together. The next person helping you can pick up where the work left off.
The K-1 and operating agreement remain attached to the question.
Review the draft before sharing it with your CPA.
The intended experience keeps the professional’s answer and your decision with the records they affect.
Illustrative sequence. No professional reply or completed outcome is claimed.
X1 doesn’t trade or move money. You keep control of consequential decisions. Your professionals bring their judgment.
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