The family office for complex households
X1 brings your accounts, documents, and advisors into one clear picture. It shows you what needs attention, helps prepare the next step, and shares nothing without your approval.
You should not have to be the project manager for your own financial life.
Five questions to find the first place to start. No account required.
Whole picture assembled
Illustrative documents brought into one clear picture
Brokerage statement
Custodian · Document 1
Tax return
CPA · Document 2
Estate plan
Attorney · Document 3
Operating agreement
Business · Document 4
Insurance policy
Carrier · Document 5
Property record
Household · Document 6
Why X1 exists
What gets lost
Accounts sit in one place, documents in another, and the reason behind the last decision lives in somebody's inbox or memory.
What X1 changes
X1 brings those pieces together and helps prepare the next step. You stay in charge of what moves forward, and the answer stays with your financial history.
Built for the whole structure
X1 shows what is unresolved, lets the household approve what gets shared, and keeps the professional's answer with every record it affects.
Evidence from real use
Aggregate, anonymized activity · August 2026
Avery household
Household
Avery Family Trust
Trust
Avery Holdings LLC
Holding company
Morgan Avery
Individual
Harbor Works LLC
Business
Operating account
Account
Key person policy
Policy
Records
15
Levels
4
Needs review
1
Connected context
People, trusts, businesses, policies, accounts, and properties stay in one ownership picture.
X1 does not flatten this into one unexplained total. The structure stays visible so each fact has somewhere honest to belong.
Step 1 of 4: See the household before you isolate the issue.
What stays with you
Every move you approve leaves behind the documents it came from, what you decided, who handled it, and what happened. The next person helping you can pick up there instead of starting over.
One household record, controlled by you
What X1 used
The accounts and documents behind the work
Who is allowed
Who may see it, approve it, or remove access
What was shared
What each professional received and how they responded
What happened
The result and where the next person can pick up
What stays with your household
People and technology may change. Your household's history stays.
Built with advisors who coordinate complex families
“I'm building my virtual family office on X1. It's what I wished existed when I started advising families twenty years ago.”
How it works in practice
Garrett uses X1 with families whose tax, estate, insurance, and investment work crosses several professionals. X1 gives everyone the same starting point while the family decides what gets shared.
For complex households
Start with what matters now. X1 helps you decide where to begin, then keeps the documents, decisions, and follow-through together as professionals come and go.
See what matters firstThe household owns the record and decides what is shared.
For independent advisors
Receive a review shared by a household at no charge. Qualified practices can run one assisted pilot before deciding whether to repeat X1 across their book.
