AI family office for complex households

Your financial life has a team. Now it acts like one.

X1 brings your accounts, documents, and advisors into one clear picture. It shows you what needs attention, helps prepare the next step, and shares nothing without your approval.

You should not have to be the project manager for your own financial life.

See what matters first

Five questions to find the first place to start. No account required.

See how X1 works

Built in practice

“What I wished existed when I started advising families.”

Garrett Gunderson · Author and founder of Wealth Factory

Whole picture assembled

Illustrative documents brought into one clear picture

Documents connected

Brokerage statement
Custodian · Document 1
Tax return
CPA · Document 2
Estate plan
Attorney · Document 3
Operating agreement
Business · Document 4
Insurance policy
Carrier · Document 5
Property record
Household · Document 6

One next move, with the reason clearly shown

Resolve the ownership mismatch before the next major transaction.

The business agreement and estate documents describe ownership differently. X1 flags the conflict and gathers the relevant pages so you, your advisor, and your estate attorney can resolve it together.

What happens if you approve

X1 will prepare a brief for the named advisor and estate attorney. Nothing is sent until the household confirms the recipients.

Your approval is required

You decide
Nothing moves without approval
The right professional acts
Only the approved material is shared
X1 keeps the answer
You do not have to start over next time

Why X1 exists

Each expert sees a piece. You're left carrying the whole.

What gets lost

Accounts sit in one place, documents in another, and the reason behind the last decision lives in somebody's inbox or memory.

What X1 changes

X1 brings those pieces together and helps prepare the next step. You stay in charge of what moves forward, and the answer stays with your financial history.

How X1 works

From scattered facts to a clear next step.

When a decision moves from preparation to a professional, X1 keeps the documents and the answer together. You do not have to reconstruct the story later.

Bring it together

X1 gathers the accounts and documents that matter before you meet with your advisor.

Tax and estate documents
Accounts and ownership
Policies and prior decisions

Choose the move

Resolve the ownership mismatch before the next major transaction.

Before approval

X1 will prepare a brief for the named advisor and estate attorney. Nothing is sent until the household confirms the recipients.

Your approvalRequired

Carry it through

After you approve it, the work goes to the right professional. Their answer comes back to X1, so you do not have to reconstruct the story later.

Advisor
Reviews the prepared work
Specialist
Receives only what you approved
Your household
Keeps the answer for next time

What stays with you

Your financial history should not disappear when your professionals change.

Every move you approve leaves behind the documents it came from, what you decided, who handled it, and what happened. The next person helping you can pick up there instead of starting over.

One household record, controlled by you

01
What X1 used
The accounts and documents behind the work
02
Who is allowed
Who may see it, approve it, or remove access
03
What was shared
What each professional received and how they responded
04
What happened
The result and where the next person can pick up

What stays with your household

People and technology may change. Your household's history stays.

Built with advisors who coordinate complex families

“I'm building my virtual family office on X1. It's what I wished existed when I started advising families twenty years ago.”
Garrett Gunderson
Author of Killing Sacred Cows, founder of Wealth Factory

How it works in practice

Garrett uses X1 with families whose tax, estate, insurance, and investment work crosses several professionals. X1 gives everyone the same starting point while the family decides what gets shared.

See how one review works for advisors

For complex households

Build the financial picture you can keep.

Start with what matters now. X1 helps you decide where to begin, then keeps the documents, decisions, and follow-through together as professionals come and go.

See what matters first

The household owns the record and decides what is shared.

For independent advisors

See the first review before you buy.

Receive a review shared by a household at no charge. Qualified practices can run one assisted pilot before deciding whether to repeat X1 across their book.

Run one household review See the advisor path