Cash flow tools
Cash flow tools that tell you what matters
You already know your interest rates. This shows which debt is actually squeezing your month.
Open Cash Flow Index Calculator
Cash Flow
2 minCash Flow Index Calculator
Compare debts by how much monthly cash they lock up and rank payoff order.
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Why this score works
Interest rate alone does not tell you which debt is hurting you most. Cash Flow Index makes the tradeoff obvious.
Measures breathing room
It shows how much monthly cash each debt traps, not just the rate.
Sets the payoff order
You can rank debts by the cash flow they unlock first.
Makes progress visible
The score drops as you get closer to real breathing room.
Learn the framework
This is the logic behind the score and why it changes the payoff order.
Cash Flow Index guide
The framework behind the score and how to use it to prioritize.
Read the guideWant a full cash flow plan, not just a score?
We can map your payoff order, set transfers, and help you stick to it.