Filtered to Your Situation
We don't show you strategies for billionaires or W-2 employees. We show you what's relevant to your specific income, structure, and goals.
Play Builder
Play Builder surfaces strategies that fit your family's structure and values, with the right questions for the CPA, attorney, or advisor who executes. Decisions you make get logged, so next year nobody is asking why you chose what you chose.
Aligned
To what your family values
Remembered
Every decision logged
Packet-ready
For the pros who execute
You tell us about your situation. We surface the strategies that are actually relevant. You take that list to your CPA or attorney and have a conversation that's worth having.
Step 01
Income, business structure, family situation, goals. Takes about 10 minutes. Upload tax returns or financials if you want deeper analysis.
Step 02
Not a generic list of 'things rich people do.' Strategies filtered to your actual situation—things worth exploring with your professionals.
Step 03
Each strategy comes with an explanation, the right questions to ask, and context on who it's typically for. Your CPA will appreciate the prep work.
These aren't vague tips from a blog post. These are specific strategies with real implementation paths—the same ones your wealthier friends are probably already using.
Step 01
Single-stock concentration through equity comp or business interests. We surface the structured-unwind options worth discussing with your advisor and what the tax-aware questions look like before you decide.
Step 02
LLCs, trusts, insurance layering—what actually makes sense for your situation? We cut through the noise and tell you what's worth discussing with an attorney.
Step 03
When the operating company, the holding company, the trust, and personal don't move together, the cost shows up later. Play Builder surfaces the questions worth taking to the CPA and attorney before the next year-end.
Most successful people are unknowingly overpaying taxes or missing strategies. Not because they're dumb—because they don't know what questions to ask.
We don't show you strategies for billionaires or W-2 employees. We show you what's relevant to your specific income, structure, and goals.
You could spend a weekend Googling, or you could answer a few questions and get a curated list. Your call.
Cash balance plans. Captive insurance. Charitable remainder trusts. We surface strategies you didn't know to Google.
Each strategy comes with the what, the why, the who-it's-for, and the questions to ask your CPA or attorney.
Tax law changes every year. SECURE Act, TCJA sunsets, state-specific rules—we keep the playbook current.
Export your playbook, share it with your CPA, and have a meeting that's actually productive. They'll appreciate the homework.
Decision support
A focused short list is more valuable than a long list of ideas you never act on.
Related resources
Use these next steps to turn a strategy list into a real plan.
Feature
Review returns, S-corp salary, and tax savings tools.
Tool
A one-page signal report for Dec 31 and Jan 15.
Resource
Turn strategy into governance and execution.
Feature
Ask questions about a strategy, grounded in your real numbers.
Important Financial Information
X1 Financial Tools provide educational calculations to help you analyze your financial situation. They do not constitute financial advice. Financial strategies depend on many factors including interest rates, tax implications, and personal circumstances. Consult with a qualified financial advisor before making significant financial decisions.
X1 Wealth is a financial technology company, not a registered investment advisor, CPA firm, or law firm. Our tools provide educational information and should not be construed as personalized financial, tax, or legal advice.
Get Started
Find out in 10 minutes. Seriously—that's all it takes.
No credit card required to start
Clarity for the household. Confidence for the next move.