Filtered to Your Situation
We don't show you strategies for billionaires or W-2 employees. We show you what's relevant to your specific income, structure, and goals.
The Strategies You Didn't Know to Ask About
Not because they're hiding anything—they're just busy, and you don't know what questions to ask. Play Builder analyzes your situation and surfaces the strategies that people like you are actually using. Then you can have a real conversation with your professionals.
Tax
Optimization strategies
Protection
Asset strategies
Growth
Acceleration strategies
You tell us about your situation. We surface the strategies that are actually relevant. You take that list to your CPA or attorney and have a conversation that's worth having.
Step 01
Income, business structure, family situation, goals. Takes about 10 minutes. Upload tax returns or financials if you want deeper analysis.
Step 02
Not a generic list of 'things rich people do.' Strategies filtered to your actual situation—things worth exploring with your professionals.
Step 03
Each strategy comes with an explanation, the right questions to ask, and context on who it's typically for. Your CPA will appreciate the prep work.
These aren't vague tips from a blog post. These are specific strategies with real implementation paths—the same ones your wealthier friends are probably already using.
Step 01
You're probably overpaying in self-employment tax or underpaying yourself in a way that invites IRS attention. We show you the math and the questions to ask.
Step 02
LLCs, trusts, insurance layering—what actually makes sense for your situation? We cut through the noise and tell you what's worth discussing with an attorney.
Step 03
There's a good chance you're leaving money on the table. Solo 401k, cash balance plans, HSA strategies—we surface what you're eligible for.
Most successful people are unknowingly overpaying taxes or missing strategies. Not because they're dumb—because they don't know what questions to ask.
We don't show you strategies for billionaires or W-2 employees. We show you what's relevant to your specific income, structure, and goals.
You could spend a weekend Googling, or you could answer a few questions and get a curated list. Your call.
Cash balance plans. Captive insurance. Charitable remainder trusts. We surface strategies you didn't know to Google.
Each strategy comes with the what, the why, the who-it's-for, and the questions to ask your CPA or attorney.
Tax law changes every year. SECURE Act, TCJA sunsets, state-specific rules—we keep the playbook current.
Export your playbook, share it with your CPA, and have a meeting that's actually productive. They'll appreciate the homework.
Decision support
A focused short list is more valuable than a long list of ideas you never act on.
Related resources
Use these next steps to turn a strategy list into a real plan.
Feature
Review returns, S-corp salary, and tax savings tools.
Tool
A one-page signal report for Dec 31 and Jan 15.
Resource
Turn strategy into governance and execution.
Concierge
Ask questions and get document-grounded answers.
Important Financial Information
X1 Financial Tools provide educational calculations to help you analyze your financial situation. They do not constitute financial advice. Financial strategies depend on many factors including interest rates, tax implications, and personal circumstances. Consult with a qualified financial advisor before making significant financial decisions.
X1 Wealth, Inc. is a financial technology company, not a registered investment advisor, CPA firm, or law firm. Our tools provide educational information and should not be construed as personalized financial, tax, or legal advice.
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