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Keep all your important financial documents in one encrypted location. Smart AI reminders ensure you never miss renewals, deadlines, or policy expirations.
Wealth Intelligence Platform
The operating system for wealth in volatile markets. Pinpoint analysis identifies your highest-impact opportunities.
High earners often feel overwhelmed by financial complexity. X1 Wealth members typically identify $8,000–$24,000/year in tax optimization opportunities using our financial analysis tools.
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Wealth is a skill, not a status.
— X1 Wealth Philosophy
Insurance policies in email, estate plan in a drawer, tax returns somewhere in Google Drive. When you need something important, you can't find it.
You've paid for tax prep. Now get a second opinion on opportunities: missed deductions, S-Corp timing, strategy gaps. Come to your next CPA meeting prepared.
Your accountant says 'take a reasonable salary' but what's reasonable? Too low triggers IRS scrutiny. Too high means overpaying taxes.
Stop paying for features you'll never use. These three core capabilities handle 90% of what high earners actually need.
Keep all your important financial documents in one encrypted location. Smart AI reminders ensure you never miss renewals, deadlines, or policy expirations.
Upload documents, ask strategic questions, get instant analysis. Your financial command center—specific insights, not generic advice.
Generate personalized wealth-building playbooks with AI. Identify S-Corp savings, optimize tax strategies, and discover opportunities specific to your situation.
Mat has an eye for what's coming next and the entrepreneurial chops to turn emerging trends into real wealth opportunities. He's built his career on spotting the intersection where innovation meets income—and helping others capitalize on it.
Jex is the detail-obsessed strategist who turns big ideas into smooth-running reality. She's all about finding the elegant solution—the one that maximizes impact while minimizing friction. If there's a more efficient way to get something done, she'll find it.
"I've spent years teaching people how to build real wealth. X1 takes those time-tested concepts and pairs them with modern technology—now we can help people implement sound financial strategies more efficiently than ever before."
Clarity for the household. Confidence for the next move.
Most people pay highest-interest debt first. But the Cash Flow Index reveals which debts trap your cash flow. Lower Cash Flow Index score = higher priority.
Credit Card
$5,000 / $250/mo
Car Loan
$15,000 / $400/mo
Mortgage
$300,000 / $2,000/mo
Add New Debt
Cash Flow Index score = 5,000 ÷ 250 = 20
Cash Flow Index score = 15,000 ÷ 400 = 37.5
Cash Flow Index score = 300,000 ÷ 2,000 = 150
💡 Insight
Pay off Credit Card first. Each $1 paid frees up more monthly cash flow than paying your other debts.
This is how X1 ranks opportunities. Debt is just one category.
Get Your PlanS-Corp election lets you split income into salary (taxed) and distributions (not subject to self-employment tax). See your estimated annual savings.
Filing Status
Estimated Annual Tax Savings
per year
Suggested Salary
$93,000
Distributions (No SE Tax)
$57,000
This is a simplified estimate based on avoiding self-employment tax on distributions.
Want the full calculator and a defensible salary range? Use the tools below, then bring the questions to your CPA.
These advanced AI capabilities go beyond basic tools. Upload your actual documents and get specific, actionable insights.
2024_Tax_Return.pdf
Ready to analyze
Upload 1-3 years of tax returns. X1 identifies specific optimization opportunities with dollar estimates and CPA conversation starters.
Members find $12,000+ in average missed deductions
Smith_Trust_2022.pdf
Ready to analyze
Upload your estate planning documents. X1 analyzes for gaps, inconsistencies, and opportunities you may have missed.
Catches 3-5 critical issues per review on average
What are your family's core values?
Answer 10 questions about your family's values. X1 builds your complete wealth governance framework—investment philosophy, decision rules, and legacy priorities.
15-minute process replaces a $25k+ consulting engagement
Available with X1 Wealth membership. Encrypted uploads. Never sold. Delete anytime.
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