Family Office Planning OS
Family-office-grade planning for high-income families
X1 delivers the planning layer: governance, document intelligence, and decision memory that makes professional execution easier— without taking over execution itself.
What the planning OS includes
The planning layer most families never get
This is the coordination OS: insight, governance, and clean handoffs that make advisors and attorneys faster.
Pulse: family CFO loop
Weekly signal, 1-2 actions, and clear handoffs so decisions stay alive.
Governance and legacy
Family constitution, mission, and decision rules that keep wealth aligned.
Document-to-fact automation
Vault uploads translate into searchable, shareable facts with reminders.
Advisor-ready handoffs
Packets, reviews, and consent-aware sharing for CPA and attorney workflows.
VFO vs planning OS
What we do (and what we never claim)
X1 is not a staffed VFO. We stay in the planning lane so your professionals can execute with better context.
Planning and coordination
Staffed planning teams + ad hoc artifacts
Always-on planning OS with repeatable outputs
Execution
Investment, tax filing, and legal execution
Not included — execution stays with your professionals
Governance
Often custom, high-touch
Productized constitution, mission, and meeting playbook
Document intelligence
Manual requests and follow-ups
Vault + auto-classification + reminders
Decision support
Choose the right planning layer
The goal is repeatable decisions, not one-off projects.
What the planning OS is
A family office planning OS is a system that turns values into decisions, decisions into artifacts, and artifacts into advisor-ready handoffs. It does not replace your professionals.
Decision checklist
- Do you want planning and coordination, not staffed execution?
- Do you have a governance brief or values document?
- Are key documents organized and shareable?
- Do you have professionals who can execute the plan?
- Can you commit to a quarterly review cadence?
Questions for your advisor
- Which outputs would make our next meeting faster?
- Where are decisions getting stuck today?
- What professional coverage is missing or duplicated?
Next steps
Choose your entry point
Start with a free governance brief or jump straight into the planning OS.
Family Constitution Starter
10-minute governance brief that previews your blueprint.
Start the starterFamily Office Blueprint
See the full operating system built on governance.
Explore the blueprintAdvisor Workspace
Provision clients into the planning OS while you run firm operations.
See advisor details