Finally, Answers at 2am

Stop Paying $500/Hour to Ask Basic Questions

You have a CPA, an attorney, maybe a wealth manager. But when a question hits you at midnight—or you just want to understand your own documents—you're on your own. The AI Concierge gives you instant, intelligent answers so you show up to meetings prepared, not puzzled.

Instant

No scheduling required

Plain English

No jargon translation needed

Your Docs

Upload and understand

Ask Your First Question See What Others Ask

01How It Works

Like Texting a Brilliant Friend Who Actually Read Your Documents

No hold music. No billable hours. No scheduling three weeks out. Just type your question and get a thoughtful answer—backed by AI that can actually read and understand your financial documents.

Step 01

Ask in Plain English

'Should I max out my 401k or pay down my mortgage faster?' 'What the hell is a grantor trust and do I have one?' 'My CPA mentioned cost segregation—explain it like I'm smart but busy.'

Step 02

Drop in Your Documents

Tax returns, trust documents, insurance policies—upload them and actually understand what you're paying for. No more nodding along while your attorney reads legalese.

Step 03

Get Answers, Not Runaround

Clear explanations, relevant context, and smart follow-up questions to ask your professionals. Show up informed, leave with decisions made.

02Real Questions, Real Answers

The Questions You're Actually Thinking

Here's what people ask when they're not worried about sounding dumb or running up a bill.

The Tax Stuff

'I made more money this year—what should I be doing differently?' 'Is a backdoor Roth still a thing?' 'Break down my tax return like I'm not an accountant.'

Document Translation

'I paid $15k for this trust—what does it actually do?' 'Is my life insurance policy any good or did I get sold?' 'What's the TL;DR on my operating agreement?'

Big Decision Prep

'I'm thinking about selling my business—what should I know first?' 'Rental property vs. index funds—help me think through this.' 'What happens to my S-Corp election if I move states?'

Quick Math

'What's a reasonable S-Corp salary for my income?' 'How much can I actually put in a SEP-IRA?' 'What's my real effective tax rate?'

Rules & Limits

'What are the 2024 contribution limits I should know?' 'Can I still do this deduction or did they kill it?' 'What's the income limit for [whatever]?'

Strategy Discovery

'What am I probably missing?' 'What do people at my income level usually do?' 'What should I be asking my CPA about?'

For Advisors Too

Your Professionals Will Thank You

The best clients show up prepared. They've read their documents, they have specific questions, and they don't waste the first 30 minutes getting up to speed. The AI Concierge makes you that client.

Actually understand your documents before the meeting
Arrive with a list of specific, informed questions
Share AI summaries so your advisor can skip the recap
Make decisions in the meeting, not three emails later

Are You an Advisor? See Our Partner Program

Powered by: Google Gemini & Anthropic Claude

AI Transparency & Limitations

The AI Concierge provides educational information to help you understand financial concepts and analyze your documents. AI responses are generated based on your inputs and may not account for all aspects of your situation. This tool does not provide personalized financial, tax, or legal advice. Always consult with qualified CPAs, attorneys, and financial advisors before making financial decisions.

X1 Wealth, Inc. is a financial technology company, not a registered investment advisor, CPA firm, or law firm. Our tools provide educational information and should not be construed as personalized financial, tax, or legal advice.

Get Started

What's the Question You've Been Sitting On?

The one you'd ask if it didn't cost $400 to find out. Go ahead—ask it.

Ask Your First Question See Everything X1 Does

No credit card required to start